How can I save more?
Based on your spending, you could save $280/mo by adjusting 2 categories.
Intelligent Financial Copilot
Ask natural language money questions and receive cross-category guidance, unified summaries, and personalized next steps.
Every moment in finance,made easy with Nex
Empower your daily financial life and beyond through Nex.
A seamless financial experience you have never seen before.
Core experience
How Nex Simplifies Your Finances
Available to Spend
$42 safe today
DailyWeeklyMonthly
Rent (Fixed Cost)
Mar 01
-$1,200
Income (Paycheck)
Mar 15
+$3,200
Groceries
Mar 18
-$67
Smart Alerts
3 new updates
Spend: Know exactly what you can spend today
Nex calculates your real, safe-to-spend amount after bills, subscriptions, and upcoming expenses — so you never guess.No spreadsheets. No manual tracking.
Track: See where every dollar actually goes
All your transactions automatically organized and categorized — from groceries to subscriptions — with real-time updates.From pasted statements to live transactions.
Monthly Overview
Automatically categorized spending
Housing40%
Subscriptions15%
Food & Dining25%
Other20%
Budget Status
On track
Safe to Spend Today
$42
Calculated after bills, subscriptions, and recent activity
3
Accounts
$920
Bills Due
-$67
This Week
Subscriptions
5 active
Plan: Stay ahead of bills, budgets, and subscriptions
Set your income, fixed costs, and budgets once — Nex continuously tracks bills, detects recurring payments, and keeps your plan accurate.Always updated. Always accurate.
Guide: Move forward with smarter recommendations
Nex highlights what to do next based on your real activity — from spending shifts to recurring charges, and sends push notifications to your phone so you can track spending in real time.Clear actions, not guesswork.
Guidance Center
Personalized actions for today
Dining spend is trending above your weekly range
One recurring charge increased this month
You can safely spend up to $42 today
Smart Guidance
3 actions ready
Push alert
Spend tracking on
Meet Nexi: Your AI Financial Companion
Nexi watches your spending, knows your goals, and tells you exactly what to do with your money. Ask if you can afford dinner tonight, and Nexi gives you a straight answer based on your real balance, not a guess. It remembers your habits, flags when you're overspending, and adjusts its advice as your situation changes.
Your entire financial life. One view.
Track spending, monitor budgets, detect subscriptions, and see exactly where you stand — in real time.
Available to Spend
$0
After bills & upcoming expenses
Monthly Spending
$1,820
Across all categories
Fixed Costs
$1,250
Rent, bills, subscriptions
Budget Health
On Track
Spending within planned limits
Spending Over Time
Last 30 days
$300
$200
$100
$0
Income vs Spending
IncomeSpending
Spending Breakdown
Housing$1,000
Subscriptions$120
Food & Dining$450
Other$250
Safe to Spend
$0
Available right now
Financial Platform
A unified financial system, built in layers.
Nex expands in structured layers, from immediate financial essentials to long-term platform capabilities.
740Credit Score
Good
Credit
Track credit score trends, understand credit health, and get practical recommendations and simulations to improve outcomes.
Filed
Reviewed
Pending
DueApr15
Tax
Stay prepared with tax guidance, filing checklists, timeline reminders, and document support that makes each season easier.
Nex starts with clarity in daily spending,and expands into a complete financial system.
Immigrants & foreign newcomers
Financial tools built for your new home
Taxes, currencies, and cross-border money—clear guidance for people settling in the U.S. or Canada, so nothing about your money life feels foreign.
Tax orientation & filing support
Plain-language explanations of filing status, common deductions, and what to expect at tax time—so you can prepare with confidence.
World currency calculator
Convert and compare rates across currencies in context with your budget, so you always know the real cost of a purchase or transfer.
Remittances & cross-border transfers
See what you send home alongside daily spending, compare options, and plan transfers without losing sight of your safe-to-spend amount.
Personalized planning
Understand what you can spend. Then put it to work.
Nex calculates your real safe-to-spend amount, then turns it into a clear plan for your goals — automatically.
$
After taxes and deductions
$
Rent, utilities, insurance, subscriptions
$
Food, transport, shopping, etc.
$
Planned purchases, travel, one-time costs
$
Enter your details and goal, then click Calculate my plan to see your safe-to-spend result.
Insights & Updates
Stay ahead with real-time insights
Follow what's happening — from global markets to Nex updates — all in one place.
FAQ
Common questions
Clear answers to help you understand exactly how Nex works.
How much does Nex cost?+−
Nex is currently free for early members. As we expand features, Nex will introduce a subscription — but early members will receive priority access and exclusive benefits.
What is the early member program?+−
Early members get first access to new features, priority onboarding, and a direct role in shaping the product. This includes early releases of budgeting tools, insights, and upcoming financial features.
Why should I join the waitlist?+−
Nex is building a new way to manage money — focused on real-time clarity, not manual tracking. Joining early gives you access before public launch and ensures you're part of the first group using the full system.
Will Nex be a subscription product?+−
Yes. Nex will introduce a subscription model as more advanced features are released. Early members will receive access advantages and may receive preferred pricing or extended free usage.
Is my financial data secure?+−
Nex does not store your bank credentials. All connections use secure, industry-standard integrations, and your data is encrypted and protected.
What does 'safe to spend' actually mean?+−
It's the amount you can spend today after accounting for bills, subscriptions, and upcoming expenses. Nex continuously recalculates this number so you always know where you stand.
Does Nex hold or move my money?+−
No. Nex does not hold or move funds. It acts as a financial intelligence layer that helps you understand and manage your money.
Do I need to connect my bank account?+−
No. You can start with manual inputs and still get useful guidance. Connecting accounts improves accuracy and automation.
Can I use Nex on the web?+−
The website is for preview and onboarding. The full personalized experience is available on mobile.
Founding Access
Get Early Access to Nex
Join Nex before public launch. No payment required now.